it is the fixed amount that you pay in each medical appointment. This amount is apart from your health insurance fee.

Your health insurance can be with or without “copago” (copay). You choose.

This is the term to define any illness or disease that you already suffer in the present or you have suffered in the past, diagnosed by a doctor and prior to your health insurance policy.

Therefore, this illness or disease would NOT be covered in your new health insurance.

Period of time in which you can not use some compensations or services of your insurance. This are listed in the “condicionado” of your health insurance policy.

However, if you were already insured in a health policy, this gaps in coverage can be removed.