Home Insurance
Did you know…??
The contents are all the common elements inside your house and all the elements that create your home (electrical and electronic appliances, furniture, clothing, personal belongings,...).
The container is all the elements that form the physical structure of your dwelling (foundation, walls, floor, roof, ceiling, doors, windows, shutters, security protections,...)
The consortium of insurances compensations, the public company that compensates for climate damages or damages caused by social or political incidences, DOESN'T provide a service unless you have a home insurance.
If you have a mortgage, the bank “oblige” you to have a home insurance through them, but you have to know you can contract your insurance through your reliable agent and have a better service and assistance in case of accident or loss. If you hire an insurance through your bank, you can only insure the container, and through your agent, you can insure the contents, which is, at the end of the day, what creates your home.
MOST COMMON HOME DISASTERS
Water damages
Broken windows
Electrical damages
Lock replacement (due to loss or robbery)
Robbery, hold-up or theft